Jae W. Oh releases retirement planning book on income, taxes and healthcare

Jae W. Oh’s new book, Maximize Your Retirement, is set for release Oct. 6, 2026, from Allworth Press. The guide connects Social Security, Medicare, taxes, investments and household planning in one framework for people nearing or living in retirement.

Why it matters: - Retirement planning often gets broken into separate buckets, but the book argues those decisions can affect each other across an entire household. - The book focuses on how retirees turn savings into income while managing taxes, healthcare costs and survivor needs. - The guide is aimed at people approaching retirement and those already in retirement.

What happened: - Jae W. Oh’s book, Maximize Your Retirement: The Only Book You'll Ever Need to Retire Prosperous and Worry-Free, is scheduled for publication Oct. 6, 2026. - Allworth Press is publishing the book. - The book is available for preorder through major booksellers in print and digital editions. - The 264-page paperback is priced at $19.99 and carries ISBN 978-1-62153-834-9. - The book information is available on the official publisher page, and author information is available at jaeoh.com.

The details: - The book brings Social Security, Medicare, investments, insurance and retirement income into one planning framework. - A Roth conversion can affect Medicare premiums. - Income from retirement accounts can affect Affordable Care Act subsidies for someone retiring before age 65. - Required minimum distributions can change future taxes. - The death of a spouse can alter both income needs and available resources. - Oh tells readers to start with their own circumstances, what they have, what their money needs to do and which risks could interrupt the plan. - Two households with the same savings balance may need different strategies because of differences in pensions, Social Security benefits, health, family responsibilities and spending. - The book revisits the 4 percent rule. - Oh identifies five major retirement risks: longevity, investment-return sequence, health, policy changes and behavior. - The book introduces six cash-flow pillars and a Tiered Conversion Framework for using accumulated assets to support retirement income. - Topics include Social Security decisions, Roth conversions, required minimum distributions, SECURE Act rules, legacy planning and Medicare’s income-related premium adjustments, or IRMAA. - The guide addresses how much income a household needs, which accounts to draw from, how healthcare expenses fit into spending and what resources should remain available for a surviving spouse. - The book also looks at when people can manage planning themselves and when coordinating multiple decisions may call for professional guidance. - Healthcare is a central focus in the book and expands on Oh’s earlier work, Maximize Your Medicare: Qualify for Benefits, Protect Your Health, and Minimize Your Costs. - Maximize Your Medicare is now in its 2026-2027 edition. - Oh is Managing Principal of GH2 Benefits, LLC, based in Ann Arbor, Michigan. - Oh is a Fellow of the LIMRA Retirement Income Institute. - Oh is a Certified Financial Planner professional, Chartered Life Underwriter and Chartered Financial Consultant. - Oh holds an MBA in accounting and finance from the University of Chicago. - Oh earned an undergraduate degree in economics and political science from the University of Michigan. - Oh spent more than a decade in international capital markets on three continents before working on Medicare, health insurance and retirement planning for individuals and families.

Between the lines: - The book’s emphasis on coordination suggests retirement income planning is less about one best answer and more about tradeoffs among taxes, benefits, healthcare and household needs. - The Medicare focus reflects a broader message that healthcare costs can reshape retirement outcomes as much as investment returns. - The household lens points to survivorship and spouse planning as core parts of the retirement conversation, not edge cases.

What's next: - Readers can preorder the book now ahead of the Oct. 6, 2026 release. - The book will be available in print and digital formats once published. - Oh’s publisher and author pages provide additional book and background information.